Insurance Equipment Claims
Causation, extent of damage, repair versus replace.
Equipment breakdown and property claims support for Executive General Adjusters, claims executives, brokers and insureds. We separate event-related damage from pre-existing condition and test whether the proposed scope is technically justified.
- UEI
- ZR3PJZEA7A21
- CAGE
- 174X8
- Independence
- Findings challenged before release
- Deployment
- Remote response within 24 hours
Decision supported
What is covered, what it costs, and what is recoverable.
Retained by
- Executive General Adjusters
- Equipment breakdown underwriters
- Claims executives
- Brokers
- Insureds
Questions we are asked
- What caused this loss?
- Which damage is attributable to the event?
- Is the repair proposal technically justified?
- Is there a viable recovery against a third party?
Scope of Work
What the engagement covers.
Causation
The engineering question that determines coverage.
- Cause and origin established from physical evidence
- Sudden and accidental versus wear, corrosion and gradual deterioration
- Operator action, maintenance history and protection performance
- Multiple-cause events separated and weighted
Extent of damage
What the event actually damaged, and what it did not.
- Event-related damage separated from pre-existing condition
- Collateral and consequential damage assessment
- Inspection and testing required to bound the damage
- Latent damage risk on components proposed for reuse
Repair versus replace and scope validation
Independent technical review of the repair proposal and its cost basis.
- Technical viability and durability of the proposed repair
- Betterment and scope creep identified
- Lead times, outage windows and business interruption drivers
- Recovery and subrogation evidence preserved for later action
Work Product
What you receive.
Written to be used by technical, commercial and legal readers without translation.
- 01Rapid causation opinion for reserving
- 02Damage differentiation and scope report
- 03Repair versus replace technical assessment
- 04Subrogation evidence package
Method
How the work is sequenced.
Immediate evidence protection
Joint site examination
Causation analysis
Damage and scope validation
Recovery position
Engineering Governance
How independence is protected.
Institutional clients rely on the process behind the opinion as much as the opinion itself.
Independence
We are retained for an engineering answer, not a predetermined conclusion. Findings are stated with their limitations.
Conflicts screening
Every prospective engagement is screened against parties, assets and prior involvement before scope is accepted.
Confidentiality
Transaction and claims material is handled under confidentiality, with controlled access and clean-team arrangements where required.
Evidence handling
Physical evidence is documented, secured and tracked with chain of custody suitable for adversarial review.
Peer review
Conclusions are challenged by a specialist outside the primary discipline before release.
Professional liability
The firm carries professional liability cover and works to recognized engineering standards of care.
Related Capability
Adjacent work we are retained for.
A loss is under review. Get the technical position early.
Initial conversations are confidential and without obligation. We will confirm independence before scope is discussed.